Critical Illness Coverage
Hundreds of thousands of Canadians suffer from serious illnesses each year. One in four of us will suffer from a critical illness before retirement - and the illness is often detected in our prime income earning years.
Recovery can take time and money. Critical illness coverage offers financial protection against life's uncertainties and the financial demands of recovery. Programs are designed to finance special needs you may have should you suffer and survive a critical illness such as a Heart Attack, Stroke, Cancer and a number of other specific illnesses.
Think of the people you know, your friends and family members, who have experienced:
Heart Attack
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Stroke |
Cancer |
Organ Transplant
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Paralysis |
Kidney Failure |
Severe Burns
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Blindness |
Deafness |
| Loss of Speech |
Coronary Bypass |
Benign Brain Tumor |
| Loss of Limbs |
Parkinson's |
Vital Organ Failure |
Heart Attack
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Coma |
Loss of Independence |
Occupational HIV
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ALS (Motor Neuron) |
Multiple Sclerosis |
Consider the difference that a lump sum payment of $100,000 or $250,000 could make to maintain your lifestyle, protect your retirement savings or your business.
The majority of us will recover. At the same time, we may incur tens of thousands of dollars of costs over and above those covered by provincial health plans and employers medical plans. And, some of us will not recover because we were not able to get the best medical treatment at the right time in Canada or elsewhere in the world. Critical illness coverage can make a world of difference.
Generally, a tax-free lump sum payment of between $25,000 to $1,000,000 is payable to you should you survive for thirty days from diagnosis of one of many covered illnesses. This payment supplements any additional health or disability coverage you may have. It is for your use, in any way you see fit!
We have learned from many clients that this coverage can help offset debts, or with special medical treatment, or to fund special needs including education, home renovation, transportation, personal health care and supplementary income.
FutureBright
FutureBright products and services have been developed by leading insurance providers and healthcare
professionals to meet the evolving lifestyle and health-care needs of Canadians.
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