Investment Products
A practical, sensible and realistic financial plan will take into account many aspects of your life - from retirement, to education, to estate planning. MacLean Financial Group can tailor a complete financial plan and investment strategy suited to your goals and preferences. Take control of your financial life and start planning to invest for what matters to you most in life.
Contact us to learn more about how our entire range of investment products can help you grow and protect your wealth.
2008 MER Survery
Across the board, Empire’s MER’s are lower than both the average segregated and mutual fund sold through advisors in
Canada. Our annual MER survey shows that you don’t have to pay more to enjoy the benefi ts of segregated funds if you
invest with Empire.
Discover Your Investor Profile
Start today, with this simple exercise to learn about the factors that influence your investment behaviour:
Rate your level of agreement with each of the following investment criteria from 1 for "high" to 5 for "low". Tally the score to determine your investor type, then review the tables below for your age group and learn about the kind of investment mix and strategy you should consider.
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| Personal Criteria |
Very High |
High |
Med |
Low |
Very Low |
| Safety more important than return |
1 |
2 |
3 |
4 |
5 |
| Inflation not a concern |
1 |
2 |
3 |
4 |
5 |
| Need quick access to funds |
1 |
2 |
3 |
4 |
5 |
| Need income now |
1 |
2 |
3 |
4 |
5 |
| 15% drop in value would cause panic |
1 |
2 |
3 |
4 |
5 |
| No on-going management or assessment |
1 |
2 |
3 |
4 |
5 |
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Total Score |
Type of Investor |
| |
23-30 |
Aggressive Investor |
| |
14-22 |
Moderate Investor |
| |
6-13 |
Conservative Investor |
Aggressive Investor
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Investment Goals |
Investment Mix |
| Age |
Primary |
Secondary |
GICs or Funds |
Bonds or Mortgages |
Equity |
| 20-34 |
Liquidity |
Growth |
25-40% |
20-30% |
30-45% |
| 35-44 |
Growth |
Tax Minimization |
10-20% |
15-25% |
65-80% |
| 45-54 |
Growth |
Tax Minimization |
10-25% |
20-30% |
60-80% |
| 55-64 |
Safety |
Growth |
10-30% |
25-35% |
35-65% |
| 65+ |
Safety |
Income |
20-50% |
25-45% |
10-35% |
Moderate Investor
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Investment Goals |
Investment Mix |
| Age |
Primary |
Secondary |
GICs or Funds |
Bonds or Mortgages |
Equity |
| 20-34 |
Liquidity |
Growth |
35-50% |
20-35% |
20-35% |
| 35-44 |
Growth |
Tax Minimization |
10-30% |
15-25% |
50-70% |
| 45-54 |
Growth |
Tax Minimization |
10-35% |
25-35% |
45-70% |
| 55-64 |
Growth |
Safety |
20-50% |
30-45% |
20-50% |
| 65+ |
Safety |
Income |
30-60% |
35-50% |
0-35% |
Conservative Investor
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Investment Goals |
Investment Mix |
| Age |
Primary |
Secondary |
GICs or Funds |
Bonds or Mortgages |
Equity |
| 20-34 |
Liquidity |
Growth |
45-60% |
20-30% |
10-25% |
| 35-44 |
Growth |
Tax Minimization |
25-40% |
25-40% |
25-45% |
| 45-54 |
Growth |
Tax Minimization |
25-45% |
30-45% |
10-45% |
| 55-64 |
Growth |
Safety |
20-50% |
30-45% |
20-50% |
| 65+ |
Safety |
Income |
45-100% |
0-50% |
0-25% |
Get Your Plan Underway
MacLean Financial Group will be with you each step of the way. We will begin with a one-on-one consultation to discuss specific approaches, strategies and investment programs. We will include short-term goals, long-term goals, a road map for implementation, and alert you to potential obstacles that might require you to adjust your direction.
We know that life doesn't stand still - and nor should your investment plan. Your MacLean Financial Group advisor will track your progress on a regular basis and keep you informed.
We're a member of Canada's fastest growing independent financial planning organization. Our clients gain access to a range of financial services and specialized support professionals through our network - including CPAs, attorneys, estate planning specialists, and others to assist with specialized financial planning and investment strategies.
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